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How do child support orders cover medical and childcare expenses?

On Behalf of Lisa D. Stern | Sep 17, 2025 | Child Support |

In Michigan family law cases, children are a primary concern. Often, this centers on custody and parenting time. Of course, child support is also critical once the custody determination is made. People will naturally think about the basics for child support including ensuring the child has a safe place to live, healthy nutrition, school supplies, clothing, and extracurricular activities. However, there are other areas of support that must be factored in.

Medical care is a necessity for kids, and the support order will address that. In addition, there are childcare expenses. Both parents should understand the details of medical care and childcare expenses and how it will impact the amount that is to be paid in the support order. People should not forget about this during the family law case. And it is particularly important to understand how this is addressed when there is disagreement.

Medical support and childcare expenses will be part of a child support order

According to state law, one or both parents are required to provide health care coverage for a minor child. If a parent has a job that allows them to put their child on their insurance plan, they are expected to do so. For people who do not have medical coverage, they can seek a government program such as Medicaid or MIChild.

The cost must be deemed “reasonable.” The location of the health care provider must be accessible to the child. When the term reasonable cost is used, it should not go beyond 6% of the parent’s gross income. However, the court can decide how much the parent is expected to pay for the child’s health care coverage.

With many health insurance plans, not all treatments are covered. If, for example, there are extreme dental bills, then the parents would likely be expected to share the out-of-pocket costs. This is true for any extra costs for necessary care.

Since a custodial parent might need to work, childcare will be necessary. This is for children younger than 12. A work-related childcare cost is for a parent to find work, go to work, or to receive education and training to find suitable employment. The court will look at the parents’ financial circumstances and their income when it decides how much will be paid for childcare and how it is added to the support order.

Make sure to look out for a child’s best interests with child support

The key part of a child support order is adhering to the child’s best interests. That will include medical care and childcare costs. Both parents will want the best for their child, but there can be disagreements as to the costs and how much they will share in out-of-pocket expenses.

For this or any other issue related to child support, it is essential to understand how the court comes to its determination, what state guidelines say, and when they can deviate from the guidelines. For help with any area of disagreement or confusion, it is imperative to be protected from the outset. Consulting with professionals experienced in all areas of family law can be helpful.

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